The Various Health Insurance Plans For Overseas Travel
Monday, February 21, 2011
By Oprah Thompson
If you have hesitated to travel overseas for fear of getting ill or injured, you can now put your worries to rest. You no longer have to be concerned about exorbitant medical expenses or upfront payments.
With today's medical insurance plans you have protection if you decide to leave the country. Depending on the policy you choose it can go into effect from 15 days to 12 months.
There are policies with coverage from $50,000, $100,000, $250,000, $500,000, and even $1,000,000 up to choose from. The come with a variety of different options to suit your needs.
When you select basic coverage it covers routine medical check-ups, dental visits, and surgery. This type of policy doesn't require medical exams and there is no age limit to use it. The only thing you need to have with you is a passport.
There are also policies available for special emergency medical evaluation. If there is a need for you to have immediate medical attention or to be transferred to a different medical facility you will have coverage with this policy.
So, if you were receiving medical treatment in foreign country and then need to go back home to receive more care your policy will cover it. If you buy insurance that provides for emergency medical evacuation you will be insured for up to $100,000 in expenses.
Long term care after an illness is also addressed in an emergency reunion policy. It will cover your travel and lodging expenses. You may be eligible for as much as $10,000 in coverage.
For these reasons, it's always a good idea to find coverage for situations like these if you'll be traveling anywhere in the world that your current policy doesn't offer coverage on.
With today's medical insurance plans you have protection if you decide to leave the country. Depending on the policy you choose it can go into effect from 15 days to 12 months.
There are policies with coverage from $50,000, $100,000, $250,000, $500,000, and even $1,000,000 up to choose from. The come with a variety of different options to suit your needs.
When you select basic coverage it covers routine medical check-ups, dental visits, and surgery. This type of policy doesn't require medical exams and there is no age limit to use it. The only thing you need to have with you is a passport.
There are also policies available for special emergency medical evaluation. If there is a need for you to have immediate medical attention or to be transferred to a different medical facility you will have coverage with this policy.
So, if you were receiving medical treatment in foreign country and then need to go back home to receive more care your policy will cover it. If you buy insurance that provides for emergency medical evacuation you will be insured for up to $100,000 in expenses.
Long term care after an illness is also addressed in an emergency reunion policy. It will cover your travel and lodging expenses. You may be eligible for as much as $10,000 in coverage.
For these reasons, it's always a good idea to find coverage for situations like these if you'll be traveling anywhere in the world that your current policy doesn't offer coverage on.
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