Are You Covered By Your Insurance While In A Different Country?
Friday, March 25, 2011
By Joel M. Lessard
Traveling abroad is not the same as traveling within your country. You are going to another country and hence would need to prepare a lot of things before you leave the shores of your country. Apart from Visa and Passport as well as your flight tickets, the most important thing you need to take care of is your travel health insurance.
God forbid, if you were to fall sick, you will find it very difficult to manage all alone by yourself without any family or friends nearby to support you. If you are hospitalized the medical costs can run up to be quite a lot for it can be very expensive.
Some countries might insist on insurance stamping before issuing visa, but if not you take the initiative to buy the insurance before you leave your country. This is one area that you should never take lightly and better learn from others mistakes.
Let us tell you a few things about why it is important to cover insurance when you travel abroad:
It is quite possible that while you are abroad, you might fall sick or contract some disease or even have a fall or an accident. In such times you can be rest assured that your health insurance will provide for all the medical expenses and you can avail treatment without having to worry about the bills. You can also try out all the adventure activities without having to keep worrying about an accident and have fun.
In case you are not covered under health insurance and fall ill while staying with friends or relatives in a foreign country, then they would have to take care of your as well as your hospital bills which can be a huge drain on them and is not the correct thing to do.
It is quite possible that the medical care abroad might be better than what you have in your country and hence you welcome it. But then you should get your travel insurance to take care of your medical cover and leave your hosts free from having to shell out money. At most you can depend upon them to take care of you otherwise.
If you compare the total cost of your travel and stay, the insurance cost that you would be paying as premium works to be very less and inexpensive. But then you can still negotiate by taking at least three quotes from different companies and see which one works the best for you. You might be able to get them to give you an extra cover for your laptop and other valuables free of cost too.
God forbid, if you were to fall sick, you will find it very difficult to manage all alone by yourself without any family or friends nearby to support you. If you are hospitalized the medical costs can run up to be quite a lot for it can be very expensive.
Some countries might insist on insurance stamping before issuing visa, but if not you take the initiative to buy the insurance before you leave your country. This is one area that you should never take lightly and better learn from others mistakes.
Let us tell you a few things about why it is important to cover insurance when you travel abroad:
It is quite possible that while you are abroad, you might fall sick or contract some disease or even have a fall or an accident. In such times you can be rest assured that your health insurance will provide for all the medical expenses and you can avail treatment without having to worry about the bills. You can also try out all the adventure activities without having to keep worrying about an accident and have fun.
In case you are not covered under health insurance and fall ill while staying with friends or relatives in a foreign country, then they would have to take care of your as well as your hospital bills which can be a huge drain on them and is not the correct thing to do.
It is quite possible that the medical care abroad might be better than what you have in your country and hence you welcome it. But then you should get your travel insurance to take care of your medical cover and leave your hosts free from having to shell out money. At most you can depend upon them to take care of you otherwise.
If you compare the total cost of your travel and stay, the insurance cost that you would be paying as premium works to be very less and inexpensive. But then you can still negotiate by taking at least three quotes from different companies and see which one works the best for you. You might be able to get them to give you an extra cover for your laptop and other valuables free of cost too.
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Posted byBertie at 4:36 AM
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